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Should i use tfsa

Should I Use My TFSA To Pay Down Debt?

March 28, 2023 / News

Times have shifted fast and dramatically for many Canadian families. Interest rates, groceries, automotive costs- there isn’t a thing that doesn’t seem much more expensive than mere years ago. With inflation affecting […]

Should I Use My TFSA To Pay Down Debt? Read More »

Youpayingwhat

“You’re Paying What?” – K4 Fee Savings Story of the Month

March 23, 2023 / News

Let’s talk about Bank Advisors. Fresh off a 1-2 week course and a moderately challenging exam, they’re ready to take all the money you’ve ever saved and invest it. Well, they won’t

“You’re Paying What?” – K4 Fee Savings Story of the Month Read More »

Svb fail

Silicon Valley Bank Failure: Could It Happen in Canada?

March 20, 2023 / News

Lots of panic in recent weeks as markets seesaw in the wake of the big SVB melee. How did it all unfold, and what did/does it mean for Canadians? Some useful info

Silicon Valley Bank Failure: Could It Happen in Canada? Read More »

Metldown due to illness

RRSP Meltdown Due to Illness

March 16, 2023 / News

A financial plan encompasses all aspects of life, the good stuff and the bad stuff. The bad stuff- when it happens, sometimes money might be the furthest thing from your mind. But

RRSP Meltdown Due to Illness Read More »

Payout thumb

Why Every Small Business Owner Should Pay Themselves At Least…

March 13, 2023 / News

Spoiler Alert, it’s 67k. But why? *If you can afford to pay the 67k, that is! We can’t tell you how to run the mini golf course and make it profitable if

Why Every Small Business Owner Should Pay Themselves At Least… Read More »

Thumbnail

How to Calculate Dividend Income

March 10, 2023 / News

Dividends! The OG piece of the pie! As with many investment-related taxes, the “how?” when it comes to the tax rate is decently complicated. We break down the two types of dividends

How to Calculate Dividend Income Read More »

3 things every canadian

3 Things Every Canadian Should Know About CPP

March 8, 2023 / News

Understanding more about CPP is your key to instantly unlocking more retirement savings in the future. We made this video to highlight the most important things to know about the fundamentals of

3 Things Every Canadian Should Know About CPP Read More »

Should you take commuted

Should You Take The Commuted Value of Your Pension?

March 8, 2023 / News

Maybe you’ve quit, maybe you’ve been laid off, or maybe you’ve decided at 55 years old it’s time to say goodbye to the office and start training for the NHL. However you’ve

Should You Take The Commuted Value of Your Pension? Read More »

Buying your first rental

Buying Your First Rental Property w/ Jordan Lowe

March 8, 2023 / News

What does it look like when you’re looking to buy your first rental property? What are the mortgages like? Are there different rules per type of dwelling? Can you use your anticipated

Buying Your First Rental Property w/ Jordan Lowe Read More »

Oas mistake

Beware this OAS Mistake!

March 8, 2023 / News

The year you decide to take / begin to take OAS requires some planning, unless you want to watch a good chunk of change needlessly vanish! Why would something like this happen?

Beware this OAS Mistake! Read More »

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We work with clients of all ages and from all income levels and have yet to come across one person who we haven’t been able to save money for. As of today, our average client has saved over $1,800 in annual fees by making the switch to K4 Financial.

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