Let’s talk about Bank Advisors. Fresh off a 1-2 week course and a moderately challenging exam, they’re ready to take all the money you’ve ever saved and invest it. Well, they won’t be doing the investing, but they’ll decide your risk tolerance and… well, actually it’s up to you to identify the risk tolerance and tell them… but they are often great at handshakes! And isn’t that worth $9,000 a year? Time to crack open a plan from the big green bank and see what some people are really paying, and of course we suggest ways in which they might do better (hint: it’s not at another bank!).