The locked-in retirement account can feel a bit, well, locked-in. Is there any circumstance in which it can be unlocked? The short answer is yes! The long answer is… It’s complicated. Every province has a unique set of rules ranging from generous to paltry. Withdrawals differ when they are possible, as do other variables. Indeed, there doesn’t seem to be much cohesion in the whole system. Kent gives you a primer of foundational info about the LIRA, and what rules have popped up where. PEI, do you even actually exist???