Your parents seem to have worked hard, but you just can’t tell how well they are setup for retirement and if there’s something left over for you, the best child in the known world. They never talk about money, and they could have pennies to their name or 3 million in a mattress for all you know. Well, uncomfortable as these discussions make people, they shouldn’t. In essence, these can be some of the quickest conversations you have, but starting that dialogue and then seeing an advisor for a plan for things like avoiding the taxes that pop up at the end of our lives, and the best methods to draw down their savings if they have some. Your parents know about sex, they made you. So now it’s time to have the talk about money!