No commissions, no hidden fees, no conflicts of interest. Our goal is to protect your hard-earned money by showing you how to keep as much of it as possible.
The K4 Way
At K4 our advisor fee starts at 1.0% to a maximum of $200/m depending on asset level and complexity. We have paired with ModernAdvisor to manage our client’s assets. Their fee is 0.40%, plus an average ETF fee of 0.20%. Discounts begin at $250,000 invested.
A typical mutual fund portfolio in Canada has fees around 2.2%, this number is amongst the highest in the world! Just because you’re paying more, doesn’t mean you’re getting more. Studies have shown that fees are one of the best indicators of performance (higher fees correlate to lower performance).
Are You Paying Hidden Fees?
One of the things that drive us crazy over here at K4 is when clients are paying fees that they’re completely unaware of and/or their advisor continues to be deceptive about what they’re paying when they ask.