How Much Tax Do You Save When You Donate?Read More
Are You Panicking?
It has been a terrible few days for the stock market. It's hard to avoid the noise and when you look at your investments you will start to doubt the process. Is this the end of the run? Should you cash out now to avoid more losses? Maybe you'll be better off if you just have cash. These are the questions that a lot of investors will ask themselves.Read More
If you are an employee of a company, who doesn't have a company pension plan or a group RRSP, then I would suggest you implement a savings plan similar to this and stick to it for life. If you can do that and you can invest patiently and wisely with someone you trust, it will work out just fine.Read More
How can you protect yourself?
There are many good things that financial advisors and Certified Financial Planners do for their clients, but there are also a lot of issues in the industry today. What are the issues and how do you protect yourself?Read More
Planning to Buy Your First Home?
You're growing up and your parents are talking about kicking you out of the basement, so you're thinking about purchasing a home or condo.
One of the best tools you can use to help with the costs of buying a new home is to use the Home Buyers Plan.Read More
This Blog Alone Could Create $1,000,000,000 in Canadian Wealth in the Next 20 Years
That's not going to happen, but it should and this is just the tip of the iceberg.Read More
K4 Financial Turns 1
That might not seem like a significant milestone, but for me it is as that was how long my wife and I decided I would try before evaluating my business. Thanks to everyone who has supported me in this first year I have been able to achieve a level of success that will allow me to continue to build this company for many years to come.Read More
Want to Reduce Your Taxes?
Mutual Funds are the most common investment Canadians hold. Here is one of many reasons why you may want to look at alternative options.Read More
Everyone Wants to Know
How Much Money Will I Make?
This is a question that gets asked to every Financial Planner from almost every client and prospect they ever meet.
The problem with this question is that not one of us has any idea how much money you are going to make, or what your rate of return is going to be. If you find someone who tells you that you WILL get a specific rate of return, ask yourself a simple question. Do you think your financial guy knows how to predict the future?
If you think the answer is no, which I hope you do, then walk away from that guy and never go back to him.Read More
It's Done!!! :)
The idea I had to raise some money for Pancreatic Cancer has come and gone for the year. It didn't work out quite like I had expected when I came up with the idea, but nevertheless, I was pleased with the result.Read More
When I decided last week that I was going to do a free, amateur photoshoot for a deserving family, I was hopeful that I would get some good submissions and have the opportunity to do something nice for a family that really deserved a treat.
I know I'm not a professional, but I also know that I will try really hard to capture some good shots in the hopes that they can have some memories to cherish.
When I received the email nominating a deserving family, I chose them as the winner immediately and you're about to find out why.
Below is an excerpt from the email I received:Read More
Who Would You Choose?
The reason why I started this company is because I know that there is a lot of confusion when it comes to investing in Canada.
I like to use metaphors to explain things in terms that everyone can understand. Below I am going to break down how you're paying for your advice by using two bakers as an example. Then I will show you how that relates to your current investment advice.Read More
A Race to Beat Pancreatic Cancer
10 years ago, we lost our father to pancreatic cancer. At the time, I had very little idea what pancreatic cancer really was, but now I am all too aware that it is one of the worst forms of cancer.
Ever since the day I lost my dad, who was a brilliant and wonderful man, I have wanted to do something to help raise awareness and funds for a cause that had such a profound and negative effect on our family.Read More